HFO International Real Estate

Golden Visa

The 10-year Golden Visa through property

Property worth AED 2 million or more qualifies the owner for a 10-year renewable UAE residency, with sponsorship for spouse and children. HFO advises on the qualifying property; the application is processed by Emerge Business Services, the licensed PRO partner in the HFO group, and coordinated by your adviser. We tell you the conditions before you buy, not after.

AED 2MMinimum property value
10 yearsVisa validity, renewable
FamilySpouse and children sponsored
No sponsorNo employer or UAE national required

Who qualifies

  • Owner of one or more properties in Dubai with a combined value of at least AED 2 million, as valued by the Dubai Land Department.
  • Off-plan property from approved developers can qualify, subject to the payment status and DLD confirmation. [Conditions change; we verify at the time of application.]
  • Mortgaged property can qualify under conditions set by the DLD and the bank. [To be verified per case.]
  • Jointly owned property qualifies for each owner whose share is worth at least AED 2 million.

How the application runs

  1. Eligibility checkWe confirm the property, ownership structure and likely DLD valuation before you spend a dirham on fees.
  2. DLD valuation letterApplied for through the Dubai Land Department, usually within a few working days.
  3. ApplicationFiled through the Dubai Land Department's Golden Visa channel by Emerge Business Services, with passport, title deed and photos.
  4. Medical and biometricsAppointments booked by Emerge, your HFO adviser accompanies you if you wish.
  5. Emirates ID and visaResidency stamped, Emirates ID issued. Family applications follow the same route.

Documents you will need

  • Passport copy, valid at least six months
  • Title deed or Oqood for off-plan
  • DLD valuation letter
  • Passport photo, white background
  • Current visa or entry stamp
  • Health insurance for the UAE

Government fees, medical and Emirates ID costs are charged by the authorities, processing fees by Emerge Business Services. We give you the current total in writing before you start.